Security Policy

July 20, 2016

DusPay’s Merchant Security Pledge

 

DusPay is committed to the security of its merchants – not only merchant-customer transactions, but all correspondence between the DusPay staff and its network of merchants and partners. DusPay offers a complete defense against hackers and fraudsters with the following merchant security applications

 

3D Secure Processing

DusPay offers 3D Secure processing through four credit card issuers:

  • Verified by Visa
  • MasterCard SecureCode
  • American Express SafeKey
  • JCB International J/Secure

3D Secure has been labeled the best defense against card-not-present fraud and can also lower a merchant’s risk profile.  View our 3D Secure Page.


SSL Certificates

Among the many merchant security features DusPay offers its merchant partners is the installation of SSL certificates to secure merchant online transactions from fraudsters and hackers. When a customer visits a merchant website, the server establishes a secure connection between the merchant website and the customer’s browser, indicated by a small padlock symbol, the name of the website in green and the ‘https’ prefix before the web address.

SSL certificates usually need to be renewed between 1-3 years – DusPay merchant account managers can take care of that for you. Check out  our page on SSL certificates for more information.


PCI DSS Compliance

More than ever, merchant websites need to be secure from hackers and fraudsters. As the U.S. migrates to EMV microchip credit cards for added security, merchant website fraud is expected to rise dramatically – as it did in Europe in the early days of e-commerce and in Canada when it migrated from magnetic stripe credit cards to microchip.

PCI DSS compliance – Payment Cards Industry Data Security Standards – involves a commitment and is different for each merchant, but is fairly easy. Instabill offers McAfee PCI Certification Service for $99 per year.

Find out more about becoming PCI compliant through Instabill at our PCI DSS information page.


MaxMind Fraud Protection

Eighty percent or 90 percent secure isn’t good enough. And credit card fraudsters have become much more sophisticated. Max-mind fraud protection services includes preventative strategies such as:

  • A checklist to identify that the customer making a purchase on your website as the true cardholder.
  • Readily available details about attempts at fraudulent transactions.
  • Geo IP address information to see where your consumers are.
  • min-fraud Network access for updates on suspicious activity and details of such

To find out more about Max-mind, visit our Max-mind Fraud Prevention Information  page.


Chargeback Prevention

Often a harsh reality of the e-commerce industry, chargebacks are the bane of a merchant’s existence. Therefore, DusPay offers the website duspay.com, the consummate source of information and self-help in chargeback education for both merchants and consumers.

With DusPay.com, merchants can learn how to:

  • Prevent chargebacks
  • Mitigate chargebacks through a step-by-step process
  • Reverse chargebacks
  • Understand chargebacks from both a merchant and consumer’s perspective
  • View Chargeback guidelines from Visa and MasterCard